Preparing A Personal Financial Statement Worksheet

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The sum of all of those values is the total value of your assets.

Your goal should be to continually increase your assets.

A lender needs to evaluate the risk of lending money to you.

One of the ways they do that is by analyzing your income and how much debt you currently have.

A cash flow statement helps you create your budget.

Your budget helps you plan how you are going to allocate your net cash flow (hoping of course that your net cash flow is positive).

But, if you are already maintaining your own PFS in Excel, then that will make the process MUCH easier.

An asset is something that you own that has exchange value.

If you already know why you need one, and why you want to use Excel to create one, then go ahead and download the template below.

If you'd like to learn more about it, continue reading this page.

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