While printers typically verify your account details with the bank before printing, checks with the wrong account information on them aren’t very useful.
If you’re going to spend more than the bare minimum on a check, it should be on check-safety features, says Magnus Carlsson, manager for treasury and payments at the Association for Financial Professionals.
Secure, professional and bank compliant, checks can help you stand out in the crowd with fun, unique or traditional designs.
You can also create your own custom business forms and custom order forms to differentiate your business.
“Checks are the payment method with the most fraud,” Carlsson says.
“So anything you can do to have more security is a big thing.” Top-of-the-line security features such as additional hard-to-copy microprint, hologram foil, heat sensors and hard-to-duplicate watermarks can double the cost of checks.One easy way to tell whether you’re ordering checks from a reputable company whose products meet basic security standards is to look for a little padlock icon on the right side of their checks under the “amount” box.If it’s there, you know the check and the company itself have been vetted by the Check Payment Systems Association.Expect to pay several dollars more for two boxes of fancier checks incorporating special designs. Custom-ordered products, made to your specifications, may also be returned if the defect or error was the fault of Office Depot® Office Max®.“The padlock icon is a way of letting people who are handling checks know that the checks that are in their possession have at least a minimum number of security features that would protect against alteration of a check and duplication of a check,” says Steven Antolick, CPSA executive director.You can find a list of all CPSA authorized printers on the organization’s website.Another benefit of going outside your bank for checks is you might find a larger selection of colors and styles.In fact, you can find checks online with almost any image or theme you can imagine, from fine art to college sports teams to cats doing yoga.Pantograph backgrounds in color and thermos chromatic heat-sensitive backgrounds help prevent checks from being copied, while foil holograms and controlled paper stocks offer easy-to-recognize authentication.High-security laser checks are compatible with a variety of financial software so you can easily pay bills and pay your employees with secure checks printed right from your computer.