Essay Natural Disaster Flood

Many insurers will place embargoes on insurance when natural disasters are considered imminent.This means if a cyclone is heading your way you may not be able to purchase insurance cover until the insurer lifts restrictions on new policies.It is important to protect your family, home, business and assets from such events.

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Following a natural disaster, companies can pay claims to policyholders with the right policies who are affected, allowing communities to rebuild.

Taking steps to prepare for a disaster can help get you back to normal faster.

Embargoes prevent property owners buying insurance just before a disaster strikes and then cancelling once the risk has passed.

For more on embargoes on insurance policies click here.

Imagine you're swimming on a beautiful summer day at the beach, building a funny-looking snowman in winter, or strolling through the woods on a crisp autumn day. In 1906, the city of San Francisco in California was almost destroyed.

In scenes like these, the natural world is wonderful, beautiful and as enjoyable as can be. Things like monster storms, volcanoes, major earthquakes, tremendous floods and fires are examples of natural disasters that cause widespread destruction and often turn deadly. Buildings collapsed, streets split apart and rivers changed course. The culprit was an earthquake that was so large, it was felt in the entire state of California and beyond!

For example, if your home is next to a river or creek and your property is at risk of flooding, check your policy to see if you’re covered.

If you’re unsure, contact your insurer to find out.

In a short essay on this natural disaster, the author wrote that "the totality of destruction" from the San Francisco earthquake "was extraordinary." This type of natural disaster happens when underground stresses cause two sections of the earth to abruptly move past one another. A small earthquake can hardly be felt, but a large earthquake releases so much energy that buildings can tumble as entire cities shake.

An earthquake can strike anywhere in the world, but some areas are much more active than others.


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